Tuesday, July 22, 2014


In Union Budget 2014-15 on 10.07.2014, The Finance Minister announced that Maximum wage ceiling for EPF contribution by employer is to be increased from Rs.6500/- to Rs.15000/-.   But the effective date of implementation not yet informed.

Regarding EPF the following two announcement has been made:-

** Minimum pension of Rs.1000/- per month to all subscriber Members of EPF scheme.

** Mandatory wage ceiling of subscription to Rs.15000/-

Now EPF department has issued a circular to his officers to prepare themselves for implementation of high wage ceiling limit

Friday, June 20, 2014


Getting a medical degree can leave your finances in a critical condition — private medical universities and colleges in Tamil Nadu have raised their tuition fees for MBBS admissions this year. A student starting MBBS this year will have to pay an average of up to Rs 1crore — Rs 35 lakh to Rs 50 lakh as tuition fee and up to Rs 50 lakh in cash as capitation fee.

Sri Ramachandra Medical University, Chennai, has announced that its annual tuition fee for MBBS is Rs 9lakh per year and SRM University will charge Rs 7 lakh a year. In other colleges, the fee is between Rs 3 lakh and Rs 5 lakh. But this does not include charges for library, laboratory, mess or hostel.

"I have been told that I will have to pay at least Rs 50 lakh as tuition fee for the five years. There are other expenses such as fees for seminars and books," said Ramesh Kumar, who secured 98.7% in Class 12. If he manages to get a seat in a government medical college, the tuition fee would be Rs 11,500 a year but he said he's unlikely to get a seat there because of the 69% caste-based reservation system followed in Tamil Nadu.

"Most private colleges ask for Rs 40 lakh as capitation fee. I will be the first-generation doctor in my family, but I am not sure we can afford it," he said. After doing some maths, his mother Kalyani R, a banker, asked him to opt for an engineering course which will cost them far less. The family will have to spend close to Rs 1 crore for an MBBS degree and Ramesh will start at a salary of Rs 20,000 to Rs 30,000 in a private hospital.

Every year, as per a Supreme Court order, a committee appointed by the state government reviews the tuition fee charged by private colleges affiliated to the state medical university. Committee members say they can only review tuition fee and not other charges. Also, deemed universities are out of their purview.

In the last five years, tuition fee alone has increased by 25% in most private medical colleges. The rise is steeper in deemed universities. A former health secretary, on condition of anonymity, said letters were sent to the government urging it to bring deemed universities under the purview of the committee, but no action was taken.

Officials in the health department said they have not been able to control the rise in fee because the overheads for running a medical college are extremely high. Students' associations said high fee structure not only increases cost of healthcare, but leads to young doctors adopting unethical practices. Dr G R Ravindranth of Doctors' Association for Social Equality, said, "Young doctors end up prescribing needless medication and tests to earn more money," he said.

Wednesday, August 21, 2013


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Sunday, June 23, 2013


Before any of you go into the children’s rooms this week to do the missions, please keep in mind that they are children and need to be taught what to do. Children will model what they see. If they see the rest of the house is cluttered and chaotic, then their rooms are likely to be as well.
There are so many of you that have written to us and said how as children you were told to go and do something again, because what you had done wasn’t good enough or had someone go and re-do what you had done because it wasn’t up to their standards.
As parents we have a tendency to expect more from our children that what we expect from ourselves. We expect them to be perfect when we aren’t. Why? They are children not adults. This is why WE have to set the example.
My Mom is a Born Organized person and it has driven her crazy for years to understand how she could have born a SHE for a child. Mom would send me to my room with the instructions to “clean it up” I did what I thought was cleaning up and then she would come and “fix” what I did not do or what I did that was wrong. Now my Mom is a great person and I am not criticizing her, what I am saying is that she expected me to know what she wanted but never taught me how and then her perfectionism kicked in. A Born Organized person just instinctively knows what needs to be done and in what order it needs to be done in. Setting the example of how to clean and how to keep things clean would have made a huge difference for me.
How many of you actually see yourself when you read those words? Do you expect your child to know what clean is? So how do you break the habit when dealing with your children?
There is a common phrase among parents to their children “All I expect is for you to do your very best” there is nothing wrong with this statement as long as you recognize that it is THEIR very best you are asking for and not YOUR expectations of their very best. You have to allow your child to be an individual and not the perfect vision of who you think they should be. If you have sent your child to clean their room and you don’t think they have done their best, ask yourself why first!! Do they know how? Have you taught them? Do they know your expectations? Are your expectations too high? Have you set the example? You are on this list because you need help and direction, isn’t it possible that your children need that as well?
Someone recently said to me “I wish parents could remember how they felt when they were kids…” the thing is that we do remember when it is about us, but strangely enough we forget when it comes to our own children.
Don’t teach your children to become perfectionists and martyrs. You are trying to break your own habits after years and years, think of the gift that you will be giving them by breaking the cycle now.
Work with your children when they are helping with chores in the house, praise their efforts if you find you can’t praise the work. Don’t tear them down and make them feel as though their contribution was insignificant. Let them know that they are appreciated and valued. Teach them to love and value themselves by setting the example of loving yourself and letting go of the perfectionism.
Your mission for today is to hug your child/children individually and tell them how very proud you are of them just for being who they are.

Thursday, March 21, 2013



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Tuesday, March 5, 2013

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